Tuesday, October 27, 2020

The Many Benefits of Hiring Professional Domestic Cleaners

Our schedules tend to be packed on a daily basis with work commitments, kids, and other responsibilities. When all of these things are done, we rarely have time to clean our home. If you feel like you are struggling to clean your property or your rentals need professional attention, why not get in touch with a residential cleaner? Many feel this is an expense they don’t need, but domestic cleaning services have many advantages.

Help with a Busy Schedule – If you’ve a busy schedule and rarely get time to sit in your own home, how are you going to find time to keep it clean? Hiring a domestic cleaner is an ideal solution. Cleaning your own home takes a lot of time, it isn’t something you can do in 30 minutes when you get home from work. A professional cleaner creates time, as they go about their business, you can relax with the kids or spend time with your partner. Vapor clean specialises in both domestic and commercial projects. When you work demanding hours, get in touch with a professional cleaning service and let them manage your home.

Healthier Home – If you don’t know much about cleaning, you won’t be able to give your home the care and attention it deserves. You need the right cleaning products and equipment to ensure your home is spotless after you clean. Items such as home vacuum machines are not great at cleaning dirt, they only get rid of a small portion.

Professional cleaners come to your property equipped with the right tools for the job. Once they clean your home, it will be a safer and healthier environment. A clean home reduces the chance of you or your family getting sick. Dust and bacteria are removed, and the air quality improves dramatically.

Focus on Other Projects –Having to clean your home after work or on the weekends is something most would rather avoid. Giving your property a deep clean can take hours, it isn’t something that can be finished in a short period. If you aren’t sure about hiring a domestic cleaner, sit back and look at the signs. If your house is constantly messy and it is stressing you out, it is time to hire professional help.

Once a professional cleaner comes in, you take a weight off your shoulders. You no longer have to waste time worrying about a weekend cleaning project. You can even have your property cleaned while you are at work, presenting you with a spotless home to put your feet up after a long day.

Having a domestic cleaner allows you to focus on your family or spend time enjoying your favourite hobby.

Professional Cleaning Contract – Some of us may benefit from a once off deep clean which is carried out by a professional service, but most would prefer a home clean which is done on a regular basis. If you decide to clean your home by yourself, you’ll need the right equipment, time, and a lot of patience. House hygiene is important, so why not leave it to a company who specialise in residential projects.

Every homeowner wants to come back to their property and find their surroundings clean and tidy. Domestic cleaners focus on demanding sections of your house, paying special attention to areas such as:

  • Kitchen
  • Bathroom
  • Bedroom
  • Living room

You can easily agree an affordable contract with a professional service so that they visit your home on a weekly or monthly basis.

Valuable Asset for Landlords – Domestic cleaning companies aren’t just useful for homeowners; they are also invaluable when it comes to looking after rental properties. Professional cleaning companies offer a wide range of services, from monthly cleaning contracts to end of tenancy cleaning. If you own and rent multiple properties, the only way to keep them in great condition is to hire a professional cleaner.

Domestic cleaning services help you to attract customers. When a property has been taken care of by a skilled cleaner, the house or apartment will look its best all year round. The moment a potential tenant enters, they’ll be satisfied with the condition of the property.

Maintain Your Investment –Investing in your own property is a smart move and so is taking care of it with a professional cleaner. If you plan on selling your home in the future or renting it out to others, you must keep it in excellent condition. Who better to clean and maintain your home that a professional domestic cleaning service?

As you can see from this article, there are many great reasons to work with a professional cleaning service. If you want to keep your home in tip top shape and you don’t have the time to clean it yourself, your best solution is to hire a professional. In addition to taking care of your home, they can also be used for rental properties.

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How Do You Write a Witness Statement for an Accident?

If you’ve witnessed a car accident, you might be asked to write a witness statement of what you saw. The statement should include who was involved, what happened, when it did, and where it was.

Describe what each vehicle did before, during, and after the accident, and anything the drivers said or did afterwards. No detail is too small to include, so be sure to write down everything you remember about the accident in a coherent narrative.

What Information Does a Witness Statement Need?

Car accidents can happen anytime so it’s vital to understand the immediate steps you need to take in case you find yourself in this situation. If you’re a witness of an accident, take notes of anything relating to the accident that you can refer back to later when you write your report.

Later on once you get a chance to write it, your witness statement should have the following information:

Your Contact Information

Be sure to include your full legal name, phone number, and home address in your witness statement.

The Timeline of the Accident

Describe what the vehicles involved in the crash were doing before, during, and after the accident.

Talk about directions of their movement, the speed at which they moved, and how the crash happened as you saw it. Be as specific as possible when describing the mechanics of the crash.

Other Factors

Be sure to include any information about the weather or road conditions during the crash. Also describe anything the drivers did or said, if you could hear it, before, during, or after the accident.

Injuries and Damage

Describe any injuries that those involved in the accident suffered. Talk about the damage that occurred from the accident to vehicles and any other property. Be as specific as possible when describing each, such as

Any Other Witnesses

If there were any other potential witnesses to the accident, describe them and their location as best as possible.

Additional Context

Include any other additional information that you believe can improve the understanding of the crash that doesn’t fit into the above categories.

When Should I Write My Witness Statement?

Write your statement as soon as possible after the accident while the information is still fresh in your mind. The more time that passes, the more you are likely to misremember or forget.

What Should I Leave Out of My Report?

A witness report needs to be a simple report of events that occurred during an accident. As such, it should be free of the following:

  • Personal opinions
  • Assumptions
  • Guesses
  • Speculation

Simple stick to reporting what you observed during the accident without any personal interpretation of the events.

Why Do I Need to Write a Witness Statement?

A witness statement can be an important piece of evidence in court, as it comes from an unbiased third-party. A court can turn to it as a source of evidence and to cross-reference the reports submitted by those directly involved in the accident.

Does a Witness Statement Need to be Written?

A witness statement doesn’t need to be written or notarized in order to be useful to a car crash victim. Audio or video recordings from witnesses can also count as witness statements.

In fact, a witness doesn’t even need to be living. Security cameras can count as “silent” witnesses and their footage can be used for statements.

A witness statement can change the course of a car accident investigation. Without one, a victim could have a difficult time in achieving a fair settlement and might even be unfairly assigned blame in a crash.

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California Home Updates to Consider Making

Many of us have a little extra time on our hands now that the world has slowed down due to the pandemic. We’re working from home, and that often means we’re more observant of what our home looks and feels like.

Rather than spending just half the day in the house, we’re spending close to 24 hours. That gives you a lot of time to think about the type of changes that need to be made, either for safety or convenience. If you’re ready to do more than just think about those changes and make them instead, here are 5 home updates you can make right now.

Update Your Home Water Systems

Many California homes still use outdated and wasteful water systems.  But there are devices such as a tankless water heater or whole-house recirculation system that can increase your home’s energy efficiency through your use of hot water.

Now is the perfect time to make upgrades to your home water systems, especially if your water heater is eight or more years old and will need replacing soon. A water heater company in Carpinteria can help you make any upgrades needed in your home’s water systems.

Test Your Alarms

When was the last time you checked to see if all your alarms work? Testing your fire alarm is the first thing you should do. Be ready to replace batteries and clean the speakers so you get a good blast when it goes off.

You should also check your home security systems for any software updates that are needed. You may need to update your system entirely and look for a newer, better model if your current system is over a decade old. Check your motion sensors for their response times as well.

Replace the Gutters

We often get excited about changing the visible parts of our home every 10 years, pieces such as carpets, sofas, and technology. But what about gutters? Yeah, those plastic things that crown your home. If you can see cracks or bits missing from your gutters, it’s time to replace them. Gutters should normally be replaced about every 15 years, so if your house has been around for a decade or two, give your gutters a check-up to see if they’re still doing their job or if they need an upgrade.

Declutter Before It Gets Out of Hand

Our home has also become our office now that we all work from home. Your first mission for the fall is to clean every space of things that are just lying around and taking up room.

Consider taking a day to just go through the home and declutter the home from top to bottom. You never know what treasures (or travesties) you could find that are better brought to light than hidden behind little-used piles of belongings.

Change Your Bathroom Extractor Fans

Extraction fans will be used a lot during the fall, as we keep windows shut as we shower and bathe. So, change the fans now, getting rid of any dust, debris, and cobwebs in the process. The steam in the bathroom will quickly leave the room and keep things warm but not so muggy.

This is your chance. Now that you’re at home more often, it’s the perfect time to make some small (and maybe big) changes. Doing just one of these things when it’s needed can increase the quality of your home and life.

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Restaurant Marketing Tips to Win Diners Back

The restaurant business has always been competitive. However, many restaurant owners are facing tougher challenges than ever on the back of the COVID-19 pandemic. Lockdowns and other restrictions greatly impacted the restaurant industry and even as diners are allowed to return, many restaurants are struggling with low customer numbers.

In this context, good marketing is more important than ever: effective marketing strategies will allow you to win back old customers and attract new ones, helping your business to recover. Of course, every business is unique and certain tactics might work better for some restaurants depending on the type of business, the area and the customer base. On that note, here are some restaurant marketing tips and tactics to try!

  1. Step up your Social Media Marketing

Social media has long been an easy, cost-effective restaurant marketing tactic. It has become an even better way to reach your target audience with the increase in social media activity since the beginning of the pandemic. According to Statista, UK users are spending 9% longer on social media platforms, including Facebook, Instagram and Twitter.

You can take advantage of this increase in social media activity to promote special offers, new menu items and share positive reviews. Visual posts like photos and videos are particularly useful for restaurants: think bright, colourful and mouth-watering pictures!

Be careful to not only use proactive techniques such as sharing photos and promoting offers, but reactive ones as well. It is important to see social media as a two-way street and quickly respond to questions and comments on your posts. Messenger marketing is another great way to reach your audience. Along with regular posts, you can reach your followers using direct messages through social media platforms, such as Facebook Messenger.

  1. Use Adwords/PPC Advertising

If you’ve never tried Google Adwords or other forms of PPC (pay-per-click) advertising, now is a great time to give it a go. Adwords will promote your restaurant at the top of the search results whenever a potential customer searches for a certain keyword, such as “Indian restaurant Islington” or “Italian Food Newcastle”.

Mobile ads are particularly beneficial for restaurants, because most customers search for food and dining options on their mobile devices. One of the major benefits of PPC advertising is that you pay based on the number of clicks, so you pay only if the ad is successful in terms of click-throughs.

Adwords and PPC can be very effective when executed properly, but they do require a degree of expertise. Therefore, It’s a good idea to enlist the help of a professional restaurant marketing agency who can use their specialist knowledge to develop a paid advertising strategy that will deliver the maximum return on your investment.

  1. Run Email Marketing Campaigns

Email marketing campaigns are another simple and cost-effective marketing technique that works well for restaurants. As a first step, you’ll need to build up a healthy email list, by recording existing customers’ email addresses as well as asking website visitors to sign up to your mailing list. You can then use this list to send out automated email marketing campaigns about menu updates, events and special offers for subscribers and loyalty program members.

Regardless of whether you have a formal loyalty rewards program, emails are a great way to keep in touch with your customers. Remember that it is always more cost-effective, not to mention easier, to hold on to existing customers than it is to go out and find new customers.

Email marketing should be used in moderation: it is important to be proactive in contacting your customers, but be careful not to hound them. Sending too many emails is an easy way to annoy your customers and may cause you to lose their business.

  1. Make the Most of Review Sites

Review sites can be very helpful in marketing your restaurant. One survey found that 76% of UK consumers check online review sites such as Tripadvisor, Google and Yelp. This means that a positive presence on these sites can help your new customers find you, or make up the minds of undecided potential diners.

However, don’t wait for the reviews to come in on their own. Some satisfied customers will proactively write reviews for you, but many won’t. Therefore, it is important to encourage all of your customers to leave you a review.

Keep in mind that this can be a double-edged sword: reviews can also be negative and how you handle negative reviews is everything. In most cases, it is a good idea to publicly respond to any negative reviews. Be polite, thank the reviewer for their feedback, and apologise for the incident. If the reviewer has said something untruthful or libellous, you can request the site to take down the review. Otherwise, be polite and show other readers that you are addressing any (past) issues at your restaurant.

Final Thoughts

These are just some of the best ways to promote your restaurant and rebuild your customer base post-lockdown. Other potential methods include local SEO, regular events, mobile app and push notifications, as well as signing up for new government schemes like the ‘eat out to help out’ scheme.

In order to find the best tactics for your business, it might be a case of trying a few options and see what works best for you. In most cases, it is best not to rely exclusively on one marketing channel but instead, look at a broad mix that you can measure and analyze to see what’s working. With this information, and after a degree of trial and error, you’ll know where best to spend your precious budget for maximum effect!

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5 Main Benefits of Payday Loans in a Difficult Financial Situation

Whenever you run into a financial emergency, you turn to your savings or your bank to get you out of the situation. But what if your savings are not enough and the bank is reluctant to approve your loan application?

In such cases, payday loans might be the right choice. Payday loans can help pay for your financial emergencies, and you can pay back for them once you receive your monthly salary. This saves you from penalties for late payments.

A payday loan has many advantages over traditional credit, and you will be in debt only for a couple of days or weeks. Let’s have a look at the five main benefits of payday loans in a financial emergency.

1. Fast

Payday loans are known for their quick approvals. You can apply for a payday loan online and get it approved within minutes. There are minimal procedures and application forms to fill out.

You do not need to visit a bank and fill out lengthy forms. Just apply for the payday loan online, and the money will be in your bank account within a couple of hours. The duration depends mainly on the lender and their process.

When you run into a financial emergency, you may have to pay up immediately and traditional loans may be of no use in such cases. Traditional credit may take a long time to process or your application may be rejected altogether.

By providing just your bank account details and ID proof, you can apply for payday loans. The lender will get back to you within an hour or so and might give instant feedback. If your application is denied on one platform, you can apply elsewhere.

2. Convenient

Online payday loans are far more convenient than traditional loans. You do not need to visit any financial institution and apply for a loan. You can stay in the comfort of your home and apply for a payday loan online.

Traditional loans are designed for specific purposes, whereas you can use payday loans for any purpose. You can pay your phone bills, electricity bills, home repairs, and much more.

3. Fewer Requirements

Another major benefit of payday loan is that you need to meet only a few basic requirements to qualify for the loan. You need to provide your bank details, ID proof, and proof of monthly income. As long as you meet these requirements, any lender will approve your payday loan (see the full list of current requirements).

Traditional loans require collateral and a lengthy application procedure, but you do not require collateral with payday loans. You also do not need to worry about your credit score while applying for payday loans.

Even if you have a bad credit score, the lender will approve your payday loan.

4. Higher Loan Amount

Most lenders limit the loan amount based on the applicant’s salary. But, as you pay the loan back on time, the lender may keep increasing your borrowing limit. Ensure that you pay back on time for better future loans.

The payday loan limits are set by the laws in your state. So, check with your state before applying for a payday loan.

5. Protecting your Credit Score

The short period of repayment for payday loans may seem like a disadvantage. However, they ensure that you get out of your debt once you receive your salary. People generally tend to apply for loans with longer repayment periods but may end up defaulting on the loan.

Your credit score may take a hit if you do not repay loans on time. You may also face a lawsuit and extra penalties.

You may consider traditional loans and credit cards to be effective, but you might end up spending more than you can afford and find yourself in a debt trap.

A payday loan ensures that you pay the amount back in a short period of time, and it will cover your expenses. You can borrow as long as you repay with your next salary. You increase your credit score and will also be eligible for better loans in the future. If you need to apply for payday loans online, check out PaydayMe. You can apply and get approved for payday loans quickly.

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Monday, October 26, 2020

The 5 Steps to Successfully Selling a Business

Selling a business isn’t like selling any other kind of product. Not only do you need to find a buyer and negotiate terms, you also need to figure out how to put a dollar sign on your inventory, staff, marketing and brand. 

While the sale of a business can be the beginning of an exciting new chapter in your life and career, getting the most out of that sale is by no means a straightforward proposition. If you want to take the next steps but aren’t quite sure what they are, here is a short explainer to help you figure out how to start.  

1. Valuation

Before you can start trying to sell your business, you need to figure out how much it’s worth. This is not always a straightforward process. Business valuation takes into account a number of considerations — after all, your business is more than just a sum of its assets. For this reason, many business owners get help from professionals to figure out the market value of their companies.  

2. Marketing

Once you know how much your company is worth, it’s time to start marketing it. The marketing stage may simply involve reaching out to interested parties and advertising your plan to divest, but some companies may also choose to make strategic short-term investments in their businesses to make them more appealing to buyers. 

3. Buyer Screening

When it comes to managing the actual sale, things can become a little more complicated. Finding willing buyers is not always enough, and owners who have spent years building up their company may not want to consider selling to just anyone. 

For this reason, you may want to consider working with a mergers and acquisitions advisor like beaconadvisors.com to help you find the right buyer and broker the sale.  

4. Negotiating Terms

When selling a company, you should expect some back and forth — even with a dream buyer. Settling on terms that will be agreeable to both parties can take some time, and it’s important to enter the negotiation phase with a strong sense of what you are willing to be flexible on. 

One of the benefits of handling the divestiture with the help of a broker is having the kind of expert advice that can help you maximize what you get out of the transaction.

5. Closing

Once terms have been agreed upon, the divestiture can go forward and the transaction can be completed. When done right, closing is a smooth process. But from time to time there can be issues, so make sure you wait until the last of the paperwork has been formalized before starting your celebration. 

Selling a business is a milestone in any entrepreneur’s life, and whether you’ll be leaving behind a company you’ve invested decades of work into or divesting yourself from a start-up so you can move on to the next exciting venture, you want to make sure you’re getting as much value as possible from the transaction. 

Following these five steps — and bringing on expert advisors who can help you handle the process during the critical phases — is the best way to make this happen. 

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Saturday, October 24, 2020

Can You Afford to Cut the Corporate Job Cord?

There is a delicate balance of risk and reward when considering leaving your corporate job to pursue your dreams of working for yourself. Creating comfort in decision making through a methodical process will help you to feel empowered in your choice and in control of what that means for your professional life moving forward. Once you identify this as a goal for yourself, you will probably feel excited, and nervous, totally understandable. Just take a step back and realize though that you cannot just march into your office with your resignation letter in your hand on a whim. Being impulsive in this arena could lead to a huge mistake and cause you undo stress that planning could alleviate. Do not let these facts detour you, rather let them guide you and help mold you into a success story. Allow the planning stages to keep the desire to get to your end game alive and use them as the foundation of what will be a success story once you take the plunge completely.

Identify if You are Qualified in Your Next Field

Starting your own business might require you to have different educational credentials than you currently have, which can take some time to earn, and to pay for. Do your research and figure out if you will need to go back to school before venturing out on your own, and if you do have to, how you will pay for it. Depending on your credit score and income you can investigate taking out private student loans without a cosigner. Borrowing money on your own gives you the freedom to handle your student loan options, and subsequent debt and repayment plan, without considering how it will affect someone else, or how that someone else could possibly hinder your plan. This is the time to exhaust your research efforts, compare all possibilities for lenders, and interest rates, and ask questions. When you are still in the contemplation stage, you are in control, and do not have the pressure of time or deadlines possibly pushing you towards hasty decision making.

Create Your Business Plan

Clearly, planning is the theme here, and for good reason. Your business plan is going to serve as your entrepreneurial bible throughout every stage of this process, and be the reference guide for any investors, employees, marketing professionals, and even accountants and financial advisors. Spend some time creating, proofing, and perfecting this model. Lay out everything that you think is important, and then being to organize into a more formal format. There are tools all over the internet that offer what are typically free, templates, to get you started when you do not know where to start. Listed below are some key points to include in your business plan that lend themselves to any idea/product/market and can serve as the beginning steps of your own personalized business plan.

  • Business overview including executive summary
  • Objectives and vision, mission statement
  • Info about the market/industry you are entering
  • The team you will need/build
  • Strategy for marketing, operations, and financing

Examine Your Current Budget

Take a serious look at your current budget, which is likely based on your corporate salary. Pick it apart section by section and identify the areas that are nonnegotiable no matter what your income is. Some examples are housing, existing loans, and outstanding debts. Doing so will allow you to see where you can make changes in how you are saving and spending today, to make room for any incidentals that will pop up once you no longer have the safety net of your salary. It may take a while to see a significant profit margin once you branch out on your own, so think that when deciding when to cut the cord. It is also important to remember who else will need to pull from your company’s earnings, employees, landlords, investors, lenders, this is why creating a business plan as mentioned before is critical because it will show you in black and white, who gets paid out and in what order, so that you can be prepared to potentially work for free for a period of time.

Do Not Burn Any Bridges

Transitioning out of working for The Man and working for yourself is a thrilling privilege, and an admirable risk that not just anyone can afford to take. You should not make this about getting away from a bad job, and bad boss, or a bad corporate environment. Instead make it about the positivity that is attached to new opportunity and being challenged in a different way. Keep that same positive attitude when you formally quit. Leave on good terms and recognize that even though you do not intend to work with or for those people anymore, you may still need the references and contacts they provide. Leaving without proper notice, having a poor attitude during your last bit of tenure there, and indulging in office gossip will not serve you well in the future. Maintain the sparkling reputation you spent all those years building and leave on a high note, your former employers and coworkers could one day serve as your biggest advocates and supporters.

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